At Merlion we understand the many challenges facing today’s home buyers and we have worked hard to devise a realistic solution that truly provides you with an affordable and sustainable option to buying your new homes.
Our shared equity model provides a much more affordable route into home ownership than many of the other shared equity products on the market. What’s more, we are widely recognised for providing an exemplary level of customer service – we will support you every step of the way through your purchase and we are here day and night to answer any questions you may have.
We currently have a number of homes available across the UK – with more being added all the time. If you would be interested in purchasing a home through Merlion and you would like to be kept up to date with any new schemes as they become available, please register your details.
What is shared equity?
Shared equity works by providing the home buyer with a loan, which will form part of the deposit, for the property they want to purchase. The homebuyer then takes out a mortgage, as they usually would, on the remaining portion of the property’s value.
The property will belong entirely to the homebuyer. The shared equity element relates to the fact that the homebuyer is taking out an equity loan, which counts towards their deposit. Having this bigger deposit can enable the homebuyer to get access to cheaper mortgage deals, which they otherwise would not be able to qualify for.
Visit the UK Gov Help to Buy website to find your local help to buy agent